vineri, 19 decembrie 2014

Flood and Goodenough: Contract as Automaton: The Computational Representation of Financial Agreements

Mark D. Flood and Oliver R. Goodenough have posted a working paper entitled Contract as Automaton: The Computational Representation of Financial Agreements , on SSRN .


Here is the abstract:



We show that the fundamental legal structure of a well written financial contract follows a state-transition logic that can be formalized mathematically as a finite-state machine (a.k.a. finite-state automaton). The automaton defines the states that a financial relationship can be in, such as “default,” “delinquency,” “performing,” etc., and it defines an alphabet of events that can trigger state transitions, such as “payment arrives,” “due date passes,” etc. The core of a contract thus describes the rules according to which different sequences of event arrivals trigger particular sequences of state transitions in the relationship between the counterparties. By conceptualizing and representing the legal structure of a contract in this way, we expose it to a range of powerful tools and results from the theory of computation. These allow, for example, automated reasoning to determine whether a contract is internally coherent, and whether it is complete relative to a particular event alphabet. We illustrate the process by representing a simple loan agreement as an automaton.



HT @orgoodenough




Filed under: Applications, Articles and papers, Technology developments Tagged: Contract information systems, Contracts as automata, Digital contracts, Digital financial contracts, Electronic contracts, Electronic financial contracts, Financial contract information systems, Finite-state automata, Finite-state machines, Mark D. Flood, Modeling contracts, Modeling contracts as automata, Modeling contracts as finite-state automata, Modeling contracts as finite-state machines, Oliver Goodenough, Oliver R. Goodenough, State-transition logic



via Legal Informatics Blog http://ift.tt/1JxoqHV

Niciun comentariu:

Trimiteți un comentariu